Al-Shmokh

Al Shmokh is the official platform for managing Shariah-compliant Tawarruq (Commodity Murabaha) transactions, the Islamic finance structure that replaces interest-based lending and deposits with real commodity trading. BUILT FOR BANKS AND AL SHMOKH STAFF Al Shmokh is an enterprise tool used by partner banks, branch managers, and Al Shmokh operations teams to manage the full Tawarruq transaction lifecycle: - Create and review financing and deposit quotations - Track bank manager and customer approval workflows - Manage the three-stage commodity certificate process (purchase, transfer, and market sale) that documents Shariah-compliant trading at every step - Monitor purchase orders and settlement status in real time - Handle early settlements and purchase cancellations - Run branch and bank-level performance reports - Manage users, roles, and permissions across banks and branches FOR…