Beyond Payday: Household Money

Know what's left. Plan what's next. Household money and retirement planning, without the transaction busywork. See what's left each month after bills and taxes, track your net worth, and plan your way out of debt and toward retirement. No bank connection: you enter the numbers, Beyond Payday does the math. Beyond Payday is a budget planner for US households, not a spending tracker. Instead of importing and sorting every purchase, you add the big numbers (income, recurring bills, savings, and debts) and refresh them at a monthly check-in. One clear picture of where your money goes and where it's headed. Everyday money • Income and take-home pay, including W-2, 1099, and side income • Bills with a due-date calendar and optional bill and payday reminders • What's left each month after bills and taxes • Cash flow: spot projected gaps between scheduled income and bills • Save money: find…