Card Genie: Which Card to Use

Most people carry three or four rewards cards and reach for whichever one is in front. That habit is expensive. The card that earns 4x at restaurants earns 1x at the pharmacy, and the multiplier you memorized in January quietly moved in March. Card Genie closes that gap before you pay: name what you are buying — "$83 at Whole Foods", "gas", "a hotel in Denver" — and it ranks the cards you actually carry, in dollars, and tells you why the winner won. Same cards, same spending. You just stop leaving the difference behind. WHAT YOU GET • The best card for any purchase, in dollars, with the reason — not a vague "use your travel card" • The best card in every spending category at a glance: groceries, dining, gas, flights, hotels, streaming and more • A plan for the year: type what you spend in a month and see what a year on the right cards is worth, card by card, with annual fees and the…