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Cently: Budget & Spending icon

Cently: Budget & Spending

Budgets without a bank login
Shan Nirmala · Finance
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App info

Developer
Shan Nirmala
Category
Finance, Productivity
Released
Sep 25, 2026
Version
1.0.12 (Oct 21, 2026)
Price
Free
Size
103.9 MB
Requires
iOS 15.5
Age rating
4+
Languages
English

In-app purchases

Cently Pro Annual$9.99
Cently Pro Monthly$1.49
Current prices, App Store US.
🔒 Price history8 snapshots: when prices changed and new plans appearedGet Pro access

About Cently: Budget & Spending

Cently turns your spending into budgets, bills and one clear daily number — privately, on your phone. No bank login, ever. WITHOUT HANDING OVER YOUR BANK LOGIN Cently never connects to your bank and never asks for banking credentials. Your bank already texts you when you spend; Cently reads those messages on your phone and turns them into entries. Set up one Shortcuts automation (iOS 17 or later — the app walks you through it, screen by screen) and it happens by itself. Prefer not to? Paste or share a message, scan a receipt, or type "lunch 12" and it's filed. ONE NUMBER THAT ANSWERS "CAN I SPEND THIS?" Safe-to-Spend takes your income, your budgets, the bills still to come and what you've already spent, and shows what's left for today. It updates the moment a spend is added, and it works offline. WHAT'S IN THE FREE APP • Capture: automatic (via Shortcuts), paste, share, receipt scan, or…
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