Cents: Finance Tracker

Cents is a personal finance tracker that runs entirely on your iPhone. No account. No server. No sign-up. Your financial records never leave your device. LOG IN FIVE SECONDS A keypad-first sheet that opens straight to the amount. Pick a category, tap done. Arithmetic works in the keypad, so 12+8.50 is a perfectly good amount to type. EVERY WALLET, EVERY CURRENCY Cash, bank accounts, savings — each with its own currency. Transfers move money between them without polluting your income and expense totals. Exchange rates update automatically, or you can enter them by hand and switch the updates off entirely. BUDGETS THAT MATCH REAL LIFE Weekly, monthly, or a custom period starting on the day you actually get paid. Scope a budget to a category, a tag, or a single wallet. Roll the remainder forward, or don't. See your pace through the period, not just the total. DEBTS, LOANS AND CERTIFICATES…