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Chip Mortgage Calculator US

Payment, Amortization & Payoff
Chirag Mirani · Finance
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App info

Developer
Chirag Mirani
Category
Finance, Utilities
Released
Oct 21, 2026
Version
1.0.1 (Oct 22, 2026)
Price
Free
Size
5.7 MB
Requires
iOS 17.0
Age rating
4+
Languages
English and Spanish

In-app purchases

Full Calculator$2.99
Current prices, App Store US.
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About Chip Mortgage Calculator US

Chip Mortgage Calculator shows the true monthly cost of a home. It is a mortgage calculator for US fixed-rate home loans. Most tools show only the loan payment. This one adds the rest. Your Monthly Payment counts principal and interest, property tax, home insurance, PMI, HOA dues, upkeep, utilities and any extra principal you choose to pay. Now you can plan and budget before you buy. See It on One Screen Type a home price, a down payment, a rate and a term. Your Monthly Payment sits at the top. Your payoff date is right below it, with the month and year in full. Tax and insurance start as US averages for the price. Change them any time. PMI is only charged when you put down less than 20%. It stops when the loan drops to 78% of the price on the first schedule. Look Closer Tap Details for a chart of where each dollar goes each month. You also get the loan facts and the total you will…
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