Clarity by Promontory AI

Clarity turns the numbers you already have into a clear picture of where your money stands. No bank linking. No account credentials. No trackers. You enter what you know — income, expenses, assets, debts — and Clarity does the rest. TWO SCORES Risk measures how exposed you are: runway, debt load, concentration, and the shape of the wider economy. Opportunity measures the room you have to act: surplus, flexibility, and the levers actually available to you. Open either one to see its components and the arithmetic behind the number. Nothing is a black box you have to take on faith. A REAL BALANCE SHEET Assets and liabilities on one side, income and expenses on the other. Start with a single estimate to get moving, or itemize every line when you want the full picture. Net worth, cash flow, and savings rate stay current as you go. STRESS-TEST THE PLAN Lose the income. Watch rates climb. See…