CoastMath: FIRE Calculator

CoastMath projects your finances year by year, so you can see when you can stop working and what every year after that looks like. Enter your accounts, income, expenses, homes, debts and milestones. CoastMath projects net worth, cash flow and taxes for every year of your plan. PLAN • Overview: net worth by year, the cash flow of any year, milestones and taxes over time • Year detail: income, spending, withdrawals, contributions and taxes, item by item • Income, Expenses and Accounts tabs with monthly or annual amounts • Social Security estimates, savings rules and a drawdown order • Federal, state and local income taxes, RMDs and health coverage • Advanced: milestones, assumptions and household details ANALYZE • Chance of success from Monte Carlo trials • Stress tests: historical periods, a market crash or a job loss • Withdrawal rules compared with your planned spending • Tax…