D BANK - Money Ledger

D BANK keeps one question in focus: who owes you, how much is still out, and how much is coming back. Your investments and the money you have borrowed can sit in the same ledger, kept separate. FOUR NUMBERS THAT NEVER BLUR TOGETHER - Lent Total — the money still out (Provided) - Total Extra — the extra you are owed on top of it - Next Extra — the extra included in the next collection - This Month — what is scheduled to land this month Provided and Extra are never silently added together. Tap + when you want the combined figure. RECORD IT THE WAY YOU LEND IT - Lump sum or installments (count, interval, and per-installment date shifts) - Extra as a percentage, a fixed amount, or none at all - Extra-only lendings, where the principal stays out on loan - Next due date by "the 10th and 25th of every month" (up to four days) or "N days after lending" - Log a repayment as extra received, as a…