Ellie Personal Finance

Ellie learns how you actually spend, and it does the learning on your own device. No account, no server, nothing uploaded. It gets sharper every month you use it. WHAT ELLIE LEARNS From the first receipt, Ellie remembers the shops you use — buy there again and the category, the account and the currency are already filled in. By your third month it starts proposing what a budget line really needs, from what you actually spend rather than what you guessed. It notices the bills that repeat, so the subscription you forgot about stops being a surprise. It works out how often you buy your staples — monthly, quarterly, or no pattern yet — and whether what you spend on them is drifting up. And it tells you when it does not know. A pattern takes three months before Ellie will call one, and it says so plainly instead of guessing. BUDGETS YOU ACTUALLY KEEP One number answers the only question that…