F2F-Flow: Expense Tracker

Know your savings rate. Keep your data. F2F-Flow is a private expense tracker that shows the one number that matters on the road to financial independence: how much of your income you keep each month. NO ACCOUNT. NO BANK LOGIN. NO TRACKING. Everything you enter stays on your phone. There are no ads, no analytics and no third-party trackers. We never see your finances. WHAT YOU GET • Savings rate front and centre, with a trend against last month • Add an expense or income in seconds • Recurring transactions handled automatically • Budgets per category, by amount or percentage, with alerts before you overspend • Split a purchase across categories • Add notes, tags and a receipt photo to any transaction • Search and filter your history • A monthly savings plan with streaks • Spending, income and net trends over time • Export to CSV, and make encrypted backups you can restore anytime •…