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Fern: Self-Employed Taxes

Know what's safe to spend
jack patterson · Finance
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App info

Developer
jack patterson
Category
Finance, Productivity
Released
Sep 2, 2026
Version
1.0.3 (Oct 16, 2026)
Price
Free
Size
56.1 MB
Requires
iOS 16.4
Age rating
4+
Languages
English

In-app purchases

Fern Pro Monthly$12.99
Fern Pro Yearly$89.99
Current prices, App Store US.
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About Fern: Self-Employed Taxes

Fern is a tax-aware budgeting app for freelancers, 1099 contractors, and creators with irregular income. If you're self-employed, no one withholds your taxes. Every deposit that lands looks like money you can spend, until April says otherwise. Fern fixes that. HOW IT WORKS 1. Connect your bank securely through Plaid. 2. Fern spots incoming deposits and asks you to confirm which ones are taxable income. Nothing is guessed, you decide, every time. 3. Fern sets aside a percentage of what you confirm into your tax bucket. 4. Your home screen shows one number: what's actually safe to spend. A REAL ESTIMATE, NOT A RULE OF THUMB Most advice says "save 30%" and leaves you guessing. Fern estimates your reserve rate from published tax figures: • Self-employment tax, Social Security up to the wage base, Medicare, and the additional Medicare tax • Federal income tax brackets for your filing status,…
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