Frugality Pug

Frugality Pug is a set of friendly money calculators for planning and daydreaming about your future. Everything stays on your iPhone: no account, no ads, no tracking. CALCULATORS • Budget: list your monthly income and expenses line by line. Categories are suggested as you type, and you can add your own. • Take-Home Pay: see your paycheck after federal tax, Social Security, Medicare and state tax for all 50 states and DC. Monthly, semi-monthly or biweekly. • Retirement: project your savings with contributions, employer match, raises, returns and inflation, in future and today’s dollars. Optionally add an estimated Social Security benefit. • Net Worth: add up assets and debts by category. • Rent vs Buy: compare renting and buying year by year, including the cost of the down payment you could have invested. • Rental Property: check a rental against cash flow, cap rate, cash-on-cash return,…