FTIPillar

FTIPillar is an application designed for tracking personal cash flow and reconciling actual expenses. The overview provides a consolidated view of monthly expenses, refunds, and net costs. Transaction records display principal amounts, deductions, and incoming funds side-by-side. The expense section tracks multiple deductions alongside any subsequent refunds, while the reconciliation page uses equations and variance calculations to help verify your accounts. The analysis section employs a variety of visualizations—including donut, bar, line, area, and waterfall charts—to illustrate how your expenses are incurred. The app supports both "additional payment" and "deduction-from-total" (net-of-fees) transaction models, ensuring that unexplained discrepancies are not automatically categorized as service fees. Refunds are linked to their original transactions, and you can preview the impact…