Habeo: Net Worth Tracker

You do not protect private wealth by hiding it. You protect it by knowing what you have and keeping it somewhere safe. Habeo is a register for everything you own: securities and crypto, but also the house, the car, the watch, the gold in the vault, the money you lent out and the mortgage on top. You record what is there. Habeo does the arithmetic. WHAT HABEO DOES - Every item with value, quantity, currency and proof - Purchases, sales, interest, rent, fees and repayments as real entries - Cost basis, gain, annual return and holding period, calculated to the cent - What your wealth brings in, and what it costs to keep - Debts secured against an item, and what it is worth net of them - Shared ownership: your share counts, not the whole object - History over years, split by category, region, currency or project - Receipts, appraisals and policies live with the item, not in some folder - An…