Happy Club 2.0

Happy Club 2.0 keeps the books for a community savings group — a bachat samuha, committee, or club fund — so the treasurer and the members are always looking at the same numbers. COLLECT THE MONTHLY SAVINGS Record the whole month's collection in one pass, member by member, in cash or through the bank. The app shows who has paid, who has not, and what each late fine comes to. Couples can save as one household, and a single member can pay a couple's share. KEEP TRACK OF THE FUND One screen shows the fund balance, how much is held in the bank, how much is in hand as cash, how much is out on loan, the interest earned, the fines collected, and the expenses paid. MANAGE LOANS PROPERLY Issue a loan against a member's savings, with a collateral member or as a short-term loan without one. Interest is worked out for you, repayments are applied to interest first, and overdue loans are flagged. A…