House Payoff Calculator

See the day your mortgage ends — and how much sooner a few extra dollars gets you there. Enter your balance, rate and payment once. Pay Off Your House Fast shows your payoff date, the interest still ahead, and the total left to pay. Then it lets you move that date closer. SIX WAYS TO FINISH SOONER Every strategy shows its own payoff date and saving before you pick it: • Extra each month, on a slider • Round up the payment to a whole number • One extra payment a year • Biweekly payments • Weekly payments • A single lump sum HONEST MATHS Biweekly and weekly plans are modelled on their real 26 and 52 payment periods, not a monthly approximation. Time saved is measured between actual payoff dates, so plans on different rhythms stay comparable. THE TRUE COST OF OWNING Property tax, insurance, HOA dues and a maintenance reserve alongside the loan — including what carries on every month after…