KardX — Send & Spend

KardX is one balance that works across borders. Hold your money as a dollar stablecoin, send it to anyone in seconds, pay out to a real bank account, invoice a client, or take card payments on your own site — all from one account, with one ledger underneath that balances to the cent. HOLD DOLLARS THAT DO NOT DRIFT Your balance sits as USDC, a dollar stablecoin, instead of a currency that loses value while it waits. It is spendable and sendable from the moment it lands. SEND MONEY IN SECONDS Send to anyone on KardX by username, email or QR code. It arrives immediately, with no network fee and nothing to wait for. RECEIVE HOWEVER PEOPLE WANT TO PAY YOU • Your own USD, EUR and GBP account numbers — a bank transfer to any of them becomes balance • Your own crypto address on Ethereum, Base, Solana, Polygon, Arbitrum and Optimism • A QR code or a KardX username PAY OUT TO A BANK Withdraw to…