Kopiyka Budget

Kopiyka Budget keeps your money on your phone. No account, no server, no ads, no trackers, no subscription. It is free now and it stays free. Everything you enter belongs to you: export the lot as CSV, as a full JSON backup, or as one ZIP that carries your receipt photos with it. A copy is written to your own iCloud Drive every day, and you can restore from it whenever you want. Logging is meant to take two taps. The entry sheet opens on a calculator keypad: type the amount, with Category and Tags on the keys beside it, then one tap to add. The same keypad is on your Apple Watch, and Siri can add an entry without opening the app. WHAT IS IN IT - Budgets for a category, a folder, a tag or for everything, in a month that starts on your payday rather than on the 1st. - Several accounts in several currencies (cash, bank, card, savings, investment), with net worth and transfers. Exchange…