Kosha: Money & Expense Tracker

Kosha is a complete money tracker that runs entirely on your phone. No account, no cloud to trust, and no subscription — ever. It is free, supported by a small banner, and one payment removes that banner for good. Your entries are kept in an encrypted database on your own device. There is no Kosha server, so nothing to breach and nothing to sell. The app collects no analytics, and the ads are never told anything about your money — not an amount, an account, a category or a receipt. RECORD IT IN SECONDS • A keypad built for money, with a calculator in it • Speak an entry — recognised on device, never uploaded • Photograph a receipt and Kosha reads the total and date, on the phone • Paste a bank or wallet alert and it becomes an entry, read by rules and your phone's own on-device model • Save entries you make weekly and post them again with one tap • Attach the receipt to the entry,…