Ledgewise: Budget Debt Payoff

Find your debt-free date. No spreadsheets, no shame. Ledgewise is an envelope budget built around a debt payoff engine. Tell it what you owe and what you can pay each month, and you get a date. Then it helps you move that date closer, one envelope at a time. ENVELOPE BUDGETING Give every dollar of income a job: Rent, Groceries, Gas, Fun. Each envelope shows what you budgeted, what you've spent and what's left, so you feel it the moment one runs out. "Ready to assign" always shows the money you haven't given a job yet. DEBT PAYOFF ENGINE Add your credit cards and loans with their balances, rates and minimums. Choose snowball (smallest balance first) or avalanche (highest rate first) and see your exact debt-free date, the interest you'll pay, and how much sooner an extra payment gets you there. Every spare dollar gets a target, so you always know which creditor to pay next. BANK SYNC…