LendKit

LendKit is a fast, no-nonsense toolkit for mortgage loan officers and real estate agents. Ten calculators for the numbers you actually run between calls, with no account and no waiting. RPN FINANCIAL A full four-level-stack RPN calculator with complete time value of money. Enter any four of N, rate, present value, payment and future value, then press the fifth to solve for it. Payments at the beginning or end of the period, any number of periods per year, amortisation with an interest and principal schedule, net present value and internal rate of return over your own cash flows, ten storage registers, and the usual percent, delta percent, percent-of-total, powers and logs. PAYMENT AND QUALIFYING Full PITI: principal, interest, taxes, insurance, PMI and HOA, with PMI dropping off automatically at 80% loan to value. Then work the other direction and turn income, debts and a DTI limit into…