LUMEN AI: Smart Money Coach

Money disappearing and you don't know where it went? LUMEN AI tells you exactly what you can spend today without wrecking your month — and logging an expense takes 5 seconds: just tell Lumi like you'd tell a friend. NO BANK. NO CLOUD. NO PASSWORDS. Your data lives only on your phone. No account, no servers of ours, no trackers. The AI that reads what you type runs on your device. WHAT YOU CAN DO • Tell Lumi your expenses: "spent 50 on coffee and 200 at the store" creates two editable entries at once. Voice works too. • Understands how people talk: "150k", "3 coffees at 50 each", "got paid 500 and spent 100 on gas". • Daily safe-to-spend: one big number computed from your income, fixed expenses and the days left until payday. • Scan receipts: photo of the ticket → amount, store and date. • Category limits with friendly alerts at 80% — never guilt messages. • Ant-expense detector and a…