Miharu: Bills & Subscriptions

"How much actually goes out every month?" Mortgage, power, phone, subscriptions, insurance, yearly fees. Each one looks small, but together they add up to thousands a year. Miharu lists only your fixed and variable bills, and keeps an eye on the money that goes out every month. ■ See your yearly total at a glance Fixed bills (same amount every time) and variable bills (amounts that change, or yearly fees) are totaled separately. Add your take-home pay to see what share goes to bills. ■ Bills that change? Just enter the amount When a bill arrives, enter the amount. You will see right away whether it is higher or lower than the same month last year. Same as last month? One tap. ■ Review, and keep more each year Miharu counts the money you now keep each year, not what you cut. It also shows what ends on its own, like lessons or childcare fees. For subscriptions, it simply asks: "Used it…