MOA: All-in-One Life Manager

MOA keeps your day in one place. Tasks, calendar, money, subscriptions, notes, voice memos and people — one app, one database, no account. NO SIGN-UP, NO TRACKING There is no MOA account and nothing to log in to. Your records live on your iPhone and, when iCloud is on for MOA, sync through your own private iCloud. MOA ships with no advertising SDK and no analytics SDK. TODAY, IN ONE SCREEN • Top 3 tasks, today's routines, today's schedule and the budget you have left • A morning briefing you switch on yourself • Calendar dots that colour-code events, expenses and income MONEY IN THREE SECONDS • Tap +, type the amount, pick a category — done • Budget envelopes with a remaining-balance ring • A cycle that starts on your payday instead of the 1st • Subscriptions with billing reminders, cancel links and an unused-service badge THE DRAWER • Currency board with its own keypad — add the…