Mono Finance

Mono is an expense tracker that needs nothing but your phone. No sign-up, no cloud, no subscription. Everything stays on the device and never leaves it. ONE LINE, ONE SECOND The Today screen is your spending for the day plus a single input line. Type "Coffee Boom 3 200", press return, done. The category comes from what you picked for that merchant before; for a new one it waits in a bar above the keyboard. Amounts accept arithmetic: "1200+340". APPLE PAY LOGS ITSELF A Wallet automation in Shortcuts hands each payment to Mono the moment it happens. A notification arrives with category buttons — you never open the app. THE MONTH AT A GLANCE Month shows totals per category and every transaction. The calendar puts a number under each day. The bottom of Today always tells you what is left until the end of the month and what that is per day. GOALS AND SAFETY NET A goal is an amount and a…