Monos: Expense Tracker

Monos is a private, offline record of what you spend and how much credit you have left. No account. No bank login. No cloud. Nothing leaves your iPhone unless you export it yourself. WHAT IT DOES Add your cards by hand, record what you spend in a few seconds, and see where the month actually went. Snap a receipt if you want one. Monos tells you how much credit each card has left for the current statement cycle, and reminds you before a payment falls due. BUILT AROUND THE STATEMENT CYCLE Most trackers reset on the first of the month. Real credit cards do not. Monos follows your card's actual cycle: it counts the spending you still owe, including the last statement while it remains unpaid, so remaining credit means what your bank means by it. SHARED CREDIT LIMITS Some banks issue a second card that draws on the same credit line as the first. Mark it as sharing, and Monos counts that…