Mortgage Estimator : Plan EMI

Your real monthly mortgage payment in about ten seconds. Enter price, down payment, rate and term — see the full payment with tax and insurance, the total interest, and the exact month the loan ends. No sign-up, no internet needed, no numbers leaving your phone. Most calculators hand you one number and stop. This one shows where that number comes from, and what changes the moment you change anything. WORK OUT THE REAL NUMBER • Monthly principal and interest, plus property tax, home insurance, mortgage insurance (PMI) and HOA dues in one figure — not the stripped-down payment a listing quotes • Total interest paid over 15, 20 or 30 years, or any custom term • A full amortization schedule, month by month or year by year, showing exactly how much of each payment goes to principal • Add $100 a month and watch the payoff date move: extra payments monthly, once a year, or as a one-time lump…