Multa Cero: Spanish fines

A Spanish traffic fine does not cost what the paper says. It costs what you pay, the licence points it takes, and the doors that close when you choose. Multa Cero puts all three in front of you. PAY OR APPEAL, WITH NUMBERS Paying early costs half (art. 94 of the Spanish traffic law). Appealing risks the whole amount. The break-even sits at exactly 50 %, and it does not depend on the sum. And the part almost nobody tells you: early payment does NOT give your points back, because paying makes the penalty final that same day. Multa Cero works out how many extra euros each point you keep is costing you, and you decide whether a point is worth that. YOUR POINTS RECORD You store your balance — 12 points, or 8 if your licence is under three years old — and the app tells you how many this fine takes with the cap of eight in one day, the exact date you get them back (two years for any severity;…