Munshi – Khata App

Munshi by DIGIT is a free, offline-first digital khata (ledger) app built for Pakistani shopkeepers, wholesalers, and freelancers — for your business accounts, not legal matters. Your paper bahi khata gets lost, torn, or hard to read. Munshi doesn't. Every udhar and jama entry is saved instantly on your phone — with or without internet — and syncs safely the moment you're back online. WHAT YOU GET • Unlimited customer and supplier ledgers • A daily cash book for cash in/out • Automatic WhatsApp payment reminders • One-tap PDF statements • PIN and fingerprint protection • Full Urdu and English support OUR PROMISE Munshi is free forever — not a free trial, not a limited tier. Your ledger, your hisab, your business: always free to use. Built by DIGIT for the shopkeepers, tailors, boutique owners, and freelancers who keep Pakistan's economy moving — one hisab at a time.