Notho

Notho is the money-skills app built for South Africa. Learn how money actually works here, in Rands, with local banks and local costs, through lessons short enough to finish on the ride home. LEARN IN 2 MINUTES A DAY Short, interactive lessons on budgeting, saving, debt, credit and the basics of investing. Every lesson ends with a quiz. SEE WHERE YOUR MONEY WENT Import your bank statement. Notho sorts the transactions. Built-in support for South African banks. BUILD A BUDGET YOU WILL ACTUALLY KEEP Set a target for each category, watch spending through the month, and download a monthly report. ASK COSMO, YOUR MONEY COACH Cosmo is an optional AI helper. It is off until you enable it. When enabled, it receives your question, monthly income and anonymised category totals; never your name, email, merchant names, transaction descriptions or account details. STAY MOTIVATED Earn XP, keep a…