Oikonome

Oikonome gives you one clear verdict a day. Every morning it looks at your fixed bills, your income and what you have spent so far, and tells you whether you are on budget today — and the single number to keep under to stay that way. WHAT THE APP DOES - Today: your left-to-spend number, why it is what it is, savings goals and a cash forecast - Transactions: the full ledger with search, filters, categories, notes and receipts — with the merchant's logo, location and check number when your bank provides them - Bills: recurring bills found in your own history, grouped by cycle, envelope pools with progress meters, and proposals to approve or dismiss - Accounts: balances by institution with sync status - Spending, net worth and cash-flow views over time - Retirement outlook, reimbursement pairing, rules and an assistant that answers from your own ledger - Push alerts when something needs a…