On Paper: Household Budget

On Paper is an offline household budget book on your iPhone. It never connects to your bank, never logs in on your behalf, and never pulls transactions in the background. You import a statement yourself. Sorting, totals, and advice stay on this device. Optional iCloud can copy your On Paper data to your other Apple devices, and nowhere else. WHAT IT IS A private place to see money in, money out, and what is left this month. Bring in a CSV from your bank or building society, match the columns once, and keep the books on the phone you already have. It is not a bank app, not a card reader, and not a service that asks for account numbers, passwords, or open-banking access. HOW YOU USE IT • Open Transactions and import a CSV. • Match Date, From, Description, Credit, and Debit, then add the rows. • New files add on top of what you already have. Duplicates from the same statement are skipped.…