Pennilo

Record what you spend. Remember the life around it. Start free with a personal book. Add an amount in moments, then keep a photo, note or confirmed place when it matters. Free basic features: • Keep adding and editing manual records in one fixed basic book, with no transaction quota. • Record expenses, income, same-currency transfers, linked refunds and balance adjustments. • Manage cash, bank-account nicknames, credit cards, wallets and stored-value cards. No bank connection. • Search by date, category, account, merchant, tags and amount. Review spending statistics and set a monthly total budget. • Keep one photo per record, notes, tags and confirmed places. Browse your spending map. • Keep original currencies and manually confirm converted amounts or leave them pending. No automatic exchange rates; accounts remain single-currency. • Export CSV or a complete backup with optional…