Points Compass

Points Compass answers one question that no balance tracker will: what does waiting cost you? About a third of the travel rewards issued each year are never redeemed. Not because people lose them — because they hold them, waiting for a better redemption, while two things happen at once. Each point quietly loses value. And the trip they are saving for quietly gets more expensive in points. Points Compass prices both, separately, and adds them up. Type in what you hold. There is no airline login, no hotel login and no bank connection — the app is not connected to any of them and never asks. Name a trip and give it both prices, what it costs in points and what it costs in cash. Then the app draws two lines: the points you will hold over time, and the points the trip will cost over time. Where they meet is the earliest month you could book it. The gap between them, until that month, has a…