Prudent Wallet

Prudent Wallet is a household ledger for the iPhone. Record income and spending, pick a category, and read the month against a savings buffer and a daily spending ceiling. On Spending, choose Expense or Income, enter the amount and the payee, and confirm the category. The app suggests a category from the payee and remembers the choice on this phone. You can change a category later from the transaction. After signing in, choose a home currency. Start from zero, or open a sample month in US dollars so the plan is visible. Starting from zero can include savings already in the bank and a deposit or investment in another currency, converted to the home currency at the current rate. Those figures, categories, and remembered payees stay on this iPhone. The app doesn't connect to a bank, move money, or offer credit or investments. Sign in with Apple or Google. From the profile photo, you can…