RateReturn

RateReturn is an on-device loan calculator. Enter what you know, solve for the payment, the loan amount, or the term, and see the interest, the payoff date, and the schedule. Calculate a fixed payment or a fixed principal payment. Model a balloon payment, an interest-only period, a delayed first payment, or up to three variable-rate steps. Payment frequencies run from annual through daily, including twice a month and every two weeks. Compare two loans side by side. Save up to 20 scenarios on this device and load them later. Export a PDF or CSV, and add your company name and logo to the PDF if you want. No account. No tracking. The math stays on your iPhone. Results are estimates for information only. RateReturn is not a lender and does not make a loan offer, a credit decision, or a quote. Fees, taxes, and insurance are not included.