Retire O’Clock

How much money do you actually need to stop working? Retire O’Clock is an intuitive FIRE (Financial Independence, Retire Early) calculator. It turns compounding, inflation, and contribution plans into a clear freedom number and a year-by-year timeline. Whether you want to retire in your 30s or 40s, or simply know when work becomes optional, Retire O’Clock maps the path from today’s savings to that date. KEY FEATURES • Discover Your Financial Freedom Number Enter your age, current savings, and the lifestyle you want in retirement. Retire O’Clock calculates your target portfolio using proven safe withdrawal rate principles. • Multi-Currency Support (IDR, USD, EUR) Plan in your preferred currency: US Dollar ($), Euro (€), or Indonesian Rupiah (Rp). Input presets, increments, and number formats automatically adapt to match your currency's natural scale. • Real Inflation Modeling What costs…