Simply Finance: Budget Tracker

Simply Finance is a private budget tracker you buy once and own. No subscription, no ads, no account, no bank login. Everything in the app is included. WHAT YOU GET • A daily brief on Home: what may be safe to spend, what changed since last month, what is due next, and how long your cash lasts • Budgets by category — daily, monthly, or yearly — with spent and remaining amounts • Recurring bills and income, with reminders • Debt payoff dates and estimated interest • Savings goals and the pace you need to hit them • Cash flow, net worth, spending, category, and tag reports • Ask AI: questions about your own finance history, answered on-device where supported or through a provider you configure with your own key. Cloud AI is off by default. • Widgets and Shortcuts, including Auto Transaction rules for supported bank alert text • 150+ currencies with editable exchange rates • Light and dark…