Snowball Debt Payoff Planner

Add your debts and see the month you stop paying them. That part is free. Everything after it, including the month-by-month schedule and the extra-payment tools described below, is a subscriber-only feature, and every subscription starts with a free trial. THE DATE, DOWN TO THE MONTH Enter each balance, rate and minimum payment. Say what you can pay every month. You get one number back: the month you are debt-free, and the interest standing between you and it. SNOWBALL OR AVALANCHE, AND WHAT EACH COSTS Snowball clears your smallest balance first, so the first debt disappears sooner. Avalanche attacks the highest rate, so you pay less interest. The app shows you the difference in money and in months, then lets you pick the one you will actually stick with. PAID EXTRA THIS MONTH? ONE TAP Type the amount. The date moves while you are still typing, and the app tells you how much sooner you…