Southbound: Retire Early

Retire earlier. Somewhere warmer. Southbound answers the two questions every early-retirement dream comes down to: can I actually afford it, and when? Put in your real numbers — your age, your accounts, your Social Security estimate — and in five minutes you'll see the earliest year you can leave, and what your money actually buys in 28 countries. Then it shows you the strategy behind that year: the withdrawal order that keeps the IRS's share smallest, a Roth-conversion ladder sized to fill the 22% bracket before RMDs ever hit, and the Social Security claim age that leaves the most in your pocket. FREE TO START - The earliest year you can retire, down to the month - Cost of living in 28 countries, scaled to your household - Whether your brokerage bridges the gap until 59½ — a clear yes or no - A balances-by-account projection to your target age THE FULL PLAN — one payment of $24.99,…