Split Expenses: PayUpp

Share the cost without the awkward conversation. PayUpp keeps a group's spending in one clear ledger, tells everyone exactly where they stand, and settles up in the fewest payments possible. Then it does the part other splitting apps leave out — it helps you plan the thing you are all spending money on. MONEY • Add an expense in seconds — equal, exact amounts, percentages or shares • See your position in plain words: what you are owed, what you owe • Multiple payers on one expense, for when two of you covered the tab • Any currency. Each expense locks its exchange rate the day you write it, so last summer's dinner keeps last summer's value • Settle up with the smallest set of payments that clears every debt • Gentle, scheduled reminders — never a shaming push notification • PayUpp shows a friend's Bizum, Swish or IBAN so you can pay them. It never touches your money and never asks for a…