Stub Line

Thirty thousand over three years. Is that a lot? You can't answer that, and neither can any expense app that just adds up your spending. It depends on what the car's worth and how far it's gone. A number on its own explains nothing. Stub Line works in cost per kilometer instead. It takes what you paid, minus what the car's worth now, plus the fuel, the service, the repairs, the tires, the insurance, the tax, and divides it all by the distance you've actually driven. That's the real figure, and it tracks how it moves year to year. When that curve starts climbing, you have the one honest signal that the car's becoming a money pit — not a hunch, a line. Every cost goes in as a receipt. Photograph it and the app reads the total, the date, and the vendor off it on your device, then asks you to check before it saves a thing. Or type it in. Fuel gets its own math: real consumption between full…