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Tersa: Budget & Money Planner

Cash Ahead. Spend Confidently.
Leonardo Mathiazzi Lagnado · Finance
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App info

Developer
Leonardo Mathiazzi Lagnado
Category
Finance, Utilities
Released
Sep 16, 2026
Version
1.21 (Oct 14, 2026)
Price
Free
Size
2334.8 MB
Requires
iOS 27.0
Age rating
4+
Languages
English

In-app purchases

Tersa Household$69.99
Tersa Individual$49.99
Current prices, App Store US.
🔒 Price history4 snapshots: when prices changed and new plans appearedGet Pro access

About Tersa: Budget & Money Planner

Know what you can safely spend today, what could put an account at risk next, and when your cash is expected to recover. Tersa is a private budget and cash flow planner built for decisions before you spend, not just charts after the fact. It turns the accounts, bills, budgets, goals, and debts you choose to track into one forward-looking plan. No bank login. No cloud AI. No ads. No tracking. SEE AHEAD WITH CASH AHEAD • See your Spending Room for today, backed by your plan. • Project cash 14, 30, 60, or 90 days ahead. • Spot the lowest projected balance, upcoming shortfalls, next expected income, and recovery date. • See which account may run short, when action is needed, and what caused the risk. • Explore practical funding options without Tersa moving money or making decisions for you. BUDGET WITH REAL CASH • Build flexible budgets from weekly to yearly. • Separate essentials from…
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