Ụgwọ

Ụgwọ (Igbo for "debt" or "obligation") is a private way to track money you've lent and money you owe — without spreadsheets, screenshots, or awkward "did you forget?" conversations. Whether it's a friend borrowing rent money, a supplier you're paying back in installments, or a favor between family, Ụgwọ keeps a clear, permanent record of who owes what, and when it's due. WHY ỤGWỌ Every debt has two sides — Ụgwọ tracks both. Log money owed to you and money you owe in one place, see your net position at a glance, and never lose track of a due date again. KEY FEATURES - Log any IOU in seconds — amount, who it's with, when it's due - Automatic reminders before a debt comes due, plus gentle nudges for open-ended loans - Full repayment history for every debt, including partial payments - See your overall net position — what's owed to you, minus what you owe - Works completely offline — log a…