Umerma

Umerma helps first-time smartphone users — especially seniors — learn to use their phone with confidence. Most people learn digital skills by making mistakes. When those mistakes involve real money, they are expensive and frightening. Umerma removes that risk. Every transaction in this app is a practice simulation using fake money. Nothing you do here can affect a real account. Built by the Umerma Foundation, a Nepali nonprofit providing free education to seniors, youth and underserved communities. PRACTICE, DON'T PANIC Umerma includes hands-on simulations of the everyday tasks that intimidate new smartphone users: • Digital wallet — register an account, complete KYC, link a bank, set a PIN, send money, and read your transaction history • QR payments — scan a code, check the recipient, confirm the amount, and see your receipt • Phone calls — dial numbers, run USSD codes, and practise…