WaitingOn: IOU & Debt Tracker

Who owes you money? Which refund is still missing? Who promised to reply and never did? WaitingOn is the IOU, debt and follow-up tracker for everything where the next move is someone else's. Add it in 5 seconds, and WaitingOn counts the days, reminds you when it's time to follow up, and even writes the nudge for you. TRACK WHO OWES YOU • Money you lent to friends and family — IOUs, loans and debts in any currency • Log partial payments and see exactly how much is still owed • Borrowed items: camera, book, charger — know who has it and for how long • Refunds, deliveries, approvals, replies and promises — all in one place NEVER FORGET TO FOLLOW UP • Smart reminders: first nudge after 3 days, then 2, 4 and 7 — or the day after a promised date • Morning digest only on days something is due. No spam, ever. • "Waiting 12 days" — the waiting time is front and centre on every card • Snooze,…