Wavely Budget: Money Planner

Wavely helps freelancers, creators, contractors, and independent earners plan around income that changes from month to month. Instead of forcing variable income into a fixed monthly budget, Wavely answers the question that matters now: how much can you safely spend today? SAFE TO SPEND, EXPLAINED See one clear amount based on the cash you have, upcoming income, bills, estimated taxes, fees, and protected reserves. Open the explanation whenever you want to understand what changed. PLAN AHEAD • Forecast cash flow 14, 30, 60, or 90 days ahead • Switch between cautious, balanced, and optimistic assumptions • Spot a possible shortfall before its due date • Test one or several what-if scenarios before applying them TRACK VARIABLE INCOME • Add one-time and repeating income • Track expected, overdue, and received payments • Record actual amounts, fees, and estimated tax reserves • Keep…