Zhiyu Plans

Give everyday life, travel, and personal projects a clear place in your plans. Zhiyu Plans brings manual bookkeeping, savings goals, and practical learning together. It supports Chinese yuan (CNY) records, with an interface you can switch between English and Simplified Chinese. SEPARATE LEDGERS, CLEARER PLANS Keep independent accounts, transactions, categories, monthly budgets, goals, and recurring plans for different parts of life. TURN A GOAL INTO MONTHLY STEPS Start with a travel, emergency fund, or device template, or create your own goal. Enter your target and link a dedicated bookkeeping account. Progress follows its manually recorded balance. Add a target date to see the remaining amount spread across the months, including the current and target months. This is a planning calculation, not a required payment or promised result. RECURRING ENTRIES YOU CONFIRM Plan regular income or…